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home security wirelessAt the outset of the Act, "security" is defined as "any note, stock, treasury stock, security future, security based swap, bond, debenture, evidence of indebtedness, certificate of interest or participation in any profit sharing agreement, collateral trust certificate…" and many others are subject to the law. The key is that the security creates a share of income for the holder, whether in the form of debt or equity. Options for later purchase are also included in the definition of security. The asset in question is a "share" that entitles the bearer to college credits in any school at the future date. A college credit is not a claim to a cash flow, nor it is claim to equity. Therefore, this is not a security.
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Further, having a monitored security system installed in your home also qualifies for a discount on most home insurance plans, which can offset some of the cost of the subscription fee.
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